100 companies · launch May 15
Flux

Your money, when you need it

Advance your installment sales with Transbank · launch May 15

0 / 100 spots taken · 100 available

You operate with Transbank

Sign up for the first batch. We start operating on May 15.

I want a spot

You operate with another acquirer

We are integrating Getnet · CompraAqui · BCI Pagos · Klap. We'll let you know on WhatsApp when yours goes live.

Installment sales advance

Turn your installment sales into immediate cash. Select which installments to advance and receive the money in your bank account.

Instant approval

Create your account in 5 minutes, connect your payment processor and start advancing sales with no paperwork or waiting.

Transparent costs

See exactly how much you will receive before confirming. No fine print, no surprises.

All your processors, one dashboard

View and manage Transbank, Getnet, BCI Pagos and Klap from a single place. Accumulated sales, account statements, settlements and advances in real time.

Total accumulated sales
Account statement with settlements
Advance history
Unified multi-processor view
Transbank
Getnet
BCI Pagos
Klap

Ventas totales

$12.4M

Liquidaciones

$8.2M

Adelantos

$4.1M

How it works

Sign up in 5 minutes with your business details.

01

Create your account

Sign up in 5 minutes with your business details. No paperwork or bank procedures.

02

Connect your payment processor

Link Transbank or another compatible processor so we can see your installment sales.

03

Advance your sales

Select the installments you want to advance and receive the money in your bank account.

Advance example

This is how simple an installment advance works in Flux:

Installment sale
$980,000
FLUX commission-$33,851
Stamp tax-$1,164
You'll receive in 24h
$944,985

No fine print. The amount you see is what you receive in your bank account.

Detailed account statement

Review your last 30 days statement with details of every settlement, advance and payment.

DateTypeAmount
Apr 05Transbank Settlement+$1,250,000
Apr 03Installment Advance+$444,600
Apr 01Transbank Settlement+$890,000
Mar 28Installment Advance+$672,300

Your credit line grows with you

Automatic monthly evaluation based on your business performance. No additional paperwork.

Credit line growth example

Seniority

The longer you operate with Flux, the more trust and higher credit limit available.

Payment behavior

Your payment and advance history builds your credit profile within Flux.

Higher limit

Progressive and automatic growth of your credit line based on your business performance.

Continuous Evaluation Engine

  • Automatic monthly evaluation of your business
  • No additional paperwork or procedures
  • Total transparency: you'll always know your available limit
$10M
Months 1-3
$25M
Months 4-6
$50M
Months 7-12
The product

This is Flux in action.

Walk through the platform — advances, installments, statement and payment schedule.

Select installments

Expand each sale and pick the installments you want to advance

Request advances

Summary, fees and total to receive in seconds

MEL statement

Your advance line, movements and exportable CSV

Payment schedule

Upcoming charges with amount, status, mechanism and attempts

Compatible processors

Transbank
Active
Getnet
Coming soon
CompraAqui
Coming soon
BCI Pagos
Coming soon
Klap
Coming soon

Is your acquirer not available?

We are constantly integrating new processors. Let us know which one you need.

Go to FLUX waitlist
Compatible banks

You need a business checking account

To operate with Flux your company must hold an active checking account in at least one of these banks.

Banco de Chile
001 · Banco de Chile
BancoEstado
012 · BancoEstado
Scotiabank
014 · Scotiabank
BCI
016 · BCI
Banco Santander
037 · Banco Santander
Banco Itaú
039 · Banco Itaú
Banco Security
049 · Banco Security
Banco Falabella
051 · Banco Falabella

SBIF codes · If your bank isn't listed, get in touch.

Advance rate

Each acquirer has its own rate and collection method

TransbankAvailable
Collection methodRecaudación vía PAC · sin costo adicional
Monthly rate0,99%
Daily rate0,032843%
Promo hasta 30 jun 2026
GetnetComing soon
Collection methodMétodo de recaudación por confirmar
Monthly rate
Daily rate
To be confirmed
Otros adquirentesComing soon
Collection methodEn proceso de habilitación
Monthly rate
Daily rate
To be confirmed

Your rate is assigned automatically based on the acquirer you operate with. No setup needed.

Stamp tax
0.066% monthly · cap 0.8%
Late interest
Maximum Conventional Rate (TMC)

This rate may have an additional discount depending on the platform plan you contract. Full contractual document at Current Rates and Conditions.

Get started

No commitment. Your rate is assigned when you connect your acquirer.

Plans and pricing

Platform features with a discount on the current rate

Plans are optional. They are not a condition to access advances. You can operate with your acquirer's standard rate without contracting any plan.

Coming soon

Básico

0,2UF/month
10% discount on the current rate
  • Adelanto de ventas en cuotas
  • Dashboard Básico
  • Estado de cuenta en tiempo real
  • Soporte estándar
Coming soon

Pro

1UF/month
30% discount on the current rate
  • Todo lo del plan Básico
  • Dashboard Pro
  • Reportes estándar
  • Soporte prioritario
Coming soon

Enterprise

2UF/month
50% discount on the current rate
  • Todo lo del plan Pro
  • Dashboard Excelsior
  • Reportes a medida
  • Integraciones con otros sistemas
  • API de integración
  • Ejecutivo de cuenta dedicado

FLUX waitlist

We'll reach out on WhatsApp as soon as your acquirer integration is live.

Advance your sales today

Create your free account and start getting your money when you need it.

Tasas y condiciones de financiamiento disponibles en Tasas Vigentes FLUX. Documento contractual público actualizado.