0.99% monthly promo rate · active
Flux

Advance your Transbank sales · 0.99% monthly

Your cash within 24h of every sale. No more waiting 30-60 days for the acquirer.

Junngla SPA · empresa chilena·Tasas y condiciones públicas·Ley 19.628 · datos protegidos

Tasa promocional activa

0,99% TNM

Vigente hasta el 30 de junio de 2026

I want my Transbank advance

Advance your installment sales today. No paperwork, no waiting.

Installment sales advance

Turn your installment sales into immediate cash. Select which installments to advance and receive the money in your bank account.

Instant approval

Create your account in 5 minutes, connect your payment processor and start advancing sales with no paperwork or waiting.

Transparent costs

See exactly how much you will receive before confirming. No fine print, no surprises.

Marco económico FLUX

Una tasa. Dos descuentos.

Tu tasa final depende del adquirente con el que operas y del plan que contratas.

🎉
Tasa promocional activaHasta el 30 de junio de 2026

Todos los adelantos a 0,99% TNM

Cualquier adelanto desembolsado hasta el 30 de junio de 2026 mantiene la tasa promocional 0,99% TNM hasta la extinción total del Pagaré. A partir del 30 de junio de 2026, los nuevos adelantos pasan a la tasa estructural (1,99% sin plan). Ver tasas vigentes

Cómo se compone la tasa estructural (post-promo)

La tasa final se forma con dos descuentos sobre la pizarra.

1,99%
Pizarra · techo
según adquirente
Descuento por aportes del adquirente
×
−hasta 30%
Descuento por plan
Piso absoluto: 0,99% · debajo de eso FLUX no opera
Calculá tu tasa

Hoy operamos solo con Transbank. El resto está en proceso de habilitación.

Tasa pizarra
1,99%
Estructural (Sin plan)
1,99%
Sin promo aplicada
Tu tasa hoy
0,99%
Promo activa hasta 30 de junio de 2026
Ver matriz estructural completa (post-promo)
AdquirenteSin planBásico (−5%)Pro (−15%)Enterprise (−30%)
Transbank
1,99%
1,89%
Próx.
1,69%
Próx.
1,39%
Próx.
GetnetPróximamente
1,99%
Próx.
1,89%
Próx.
1,69%
Próx.
1,39%
Próx.
KushkiPróximamente
1,99%
Próx.
1,89%
Próx.
1,69%
Próx.
1,39%
Próx.
CompraAquíPróximamente
1,99%
Próx.
1,89%
Próx.
1,69%
Próx.
1,39%
Próx.
BCI PagosPróximamente
1,99%
Próx.
1,89%
Próx.
1,69%
Próx.
1,39%
Próx.
KlapPróximamente
1,99%
Próx.
1,89%
Próx.
1,69%
Próx.
1,39%
Próx.

Los descuentos por adquirente se publican cuando se firma cada partnership. Hoy todos los adquirentes muestran tasa pizarra plena (sin descuento adicional negociado).

Stamp tax
0.066% monthly · cap 0.8%
Late interest
Maximum Conventional Rate (TMC)

This rate may have an additional discount depending on the platform plan you contract. Full contractual document at Current Rates and Conditions.

Comenzar ahora

Aprovecha la promo: 0,99% TNM en todos los adelantos hasta el 30 de junio de 2026.

All your processors, one dashboard

View and manage Transbank, Getnet, BCI Pagos and Klap from a single place. Accumulated sales, account statements, settlements and advances in real time.

Total accumulated sales
Account statement with settlements
Advance history
Unified multi-processor view
Transbank
Getnet
BCI Pagos
Klap

Ventas totales

$12.4M

Liquidaciones

$8.2M

Adelantos

$4.1M

How it works

Sign up in 5 minutes with your business details.

01

Create your account

Sign up in 5 minutes with your business details. No paperwork or bank procedures.

02

Connect your payment processor

Link Transbank or another compatible processor so we can see your installment sales.

03

Advance your sales

Select the installments you want to advance and receive the money in your bank account.

Advance example

This is how simple an installment advance works in Flux:

Installment sale
$980,000
FLUX commission-$33,851
Stamp tax-$1,164
You'll receive in 24h
$944,985

No fine print. The amount you see is what you receive in your bank account.

Detailed account statement

Review your last 30 days statement with details of every settlement, advance and payment.

DateTypeAmount
Apr 05Transbank Settlement+$1,250,000
Apr 03Installment Advance+$444,600
Apr 01Transbank Settlement+$890,000
Mar 28Installment Advance+$672,300

Your credit line grows with you

Automatic monthly evaluation based on your business performance. No additional paperwork.

Credit line growth example

Seniority

The longer you operate with Flux, the more trust and higher credit limit available.

Payment behavior

Your payment and advance history builds your credit profile within Flux.

Higher limit

Progressive and automatic growth of your credit line based on your business performance.

Continuous Evaluation Engine

  • Automatic monthly evaluation of your business
  • No additional paperwork or procedures
  • Total transparency: you'll always know your available limit
$10M
Months 1-3
$25M
Months 4-6
$50M
Months 7-12
The product

This is Flux in action.

Walk through the platform — advances, installments, statement and payment schedule.

Select installments

Expand each sale and pick the installments you want to advance

Request advances

Summary, fees and total to receive in seconds

MEL statement

Your advance line, movements and exportable CSV

Payment schedule

Upcoming charges with amount, status, mechanism and attempts

Compatible processors

Transbank
TransbankActive
Getnet
Coming soon
CompraAqui
Coming soon
BCI Pagos
Coming soon
Klap
Coming soon

Is your acquirer not available?

We are constantly integrating new processors. Let us know which one you need.

Go to FLUX waitlist
Compatible banks

You need a business checking account

To operate with Flux your company must hold an active checking account in at least one of these banks.

Banco de Chile
001 · Banco de Chile
BancoEstado
012 · BancoEstado
Scotiabank
014 · Scotiabank
BCI
016 · BCI
Banco Santander
037 · Banco Santander
Banco Itaú
039 · Banco Itaú
Banco Security
049 · Banco Security
Banco Falabella
051 · Banco Falabella

SBIF codes · If your bank isn't listed, get in touch.

Planes y precios

Pagá menos por adelanto, todos los meses.

Mensualidad fija. Descuento porcentual sobre tu tasa. Sin compromiso obligatorio.

Los planes son opcionales y se pagan mes a mes. No son condición para acceder a los adelantos. La mensualidad se cobra siempre, hagas o no hagas adelantos ese mes.

Default

Sin plan

$0
Pagás la tasa pizarra de tu adquirente
  • Pagás la tasa pizarra de tu adquirente
  • Sin compromiso ni mensualidad
  • Estado de cuenta en tiempo real
Comenzar gratis
Próximamente

Básico

$16.900/mes
5% de descuento sobre la tasa vigente
  • Adelanto de ventas en cuotas
  • Dashboard Básico
  • Estado de cuenta en tiempo real
  • Soporte estándar
Más popular

Pro

$49.900/mes
15% de descuento sobre la tasa vigente
  • Todo lo del plan Básico
  • Dashboard Pro
  • Reportes estándar
  • Soporte prioritario
Próximamente

Enterprise

$99.900/mes
30% de descuento sobre la tasa vigente
  • Todo lo del plan Pro
  • Dashboard Excelsior
  • Reportes a medida
  • Integraciones con otros sistemas
  • API de integración
  • Ejecutivo de cuenta dedicado
Te contactamos

¿Prefieres que te llamemos?

Déjanos tus datos y un ejecutivo de Junngla te contacta para activar tu adelanto de ventas. Sin compromiso.

Advance your sales today

Create your free account and start getting your money when you need it.

Tasas y condiciones de financiamiento disponibles en Tasas Vigentes FLUX. Documento contractual público actualizado.